Arizona vs. Nevada: Which State Is More Retiree-Friendly? (2023)

isArizonaorNevadamore pension-friendly? These two southwestern states offer mild winters with guaranteed sunshine and the opportunity to enjoy outdoor activities like golf and hiking most of the year. But how do Nevada and Arizona compare for an active adult lifestyle at age 55 and older?

Climate

There aren't that big climate differences between Arizona and Nevada, but between the northern and southern parts of each state. Both states offer plenty of sunshine and little rain, with Nevada being the driest state in the US. Both states also offer low humidity from dry heat, which can be beneficial for those with asthma, allergies, arthritis, or other conditions.

If you want to avoid bad winters then look forSouthern ArizonaorTo be heartbroken, where winters are short and mild. Snowfall is minimal, although temperatures can drop below freezing at night, but usually only for a few days. Both states have mountainous areas that experience snowy winters but also avoid the excessive heat of mid-summer expected in the desert climates of lower elevations.

Steer

Both states offer tax benefits for retirees, which are particularly attractive if you're living on a fixed income or if you have children who will inherit from you. Neither Arizona nor Nevada has an inheritance tax.

Nevada has the further advantage of not imposing a state income taxArizona Tax Lawshave no gift or inheritance tax and do not tax social security contributions. Some annuities are also exempt from Arizona state income tax. If you are affected by these issues, further investigation into your personal situation may be needed before making a decision between Arizona and Nevada.

With cheap taxes offering more disposable income for retirees, it's also important to review the cost of living in your intended retirement destination. Both Arizona and Nevada have below-average living costs, although some Nevada locations are more expensive, such as Kingsbury and Gardnerville. Arizona is generally cheaper in this regard, with the cost of living typically five percent below the US average.

recreation

Both federal states offer a wide range of cultural attractions as well as numerous outdoor activities that can be enjoyed almost all year round. Nevada's largest city isLas Vegas, with a population of about 650,000. There are several other cities with over 200,000 inhabitants. In comparison, the capital of ArizonaPhoenix, is the sixth largest city in the USA with over 1.7 million inhabitants. The second and third largest cities in the state,TucsonandMesa, both have more than 500,000 inhabitants.

For entertainment, especially live entertainment, Nevada has surpassed Las Vegas. Even if you live elsewhere in Nevada, it's an attractive way to go to Las Vegas for the weekend. However, remember that places inNord-Arizonalike Bullhead City are closer to Las Vegas than places in northern Nevada.

However, Nevada has more to offer than Las Vegas.Lake Meadand theHoover DamArea are popular for outdoor recreation. In fact, Lake Mead is the largest national recreation area in the United States. Lake Tahoe and SurroundingsRenohave a lot to offer in terms of outdoor activities as well as entertainment and culture. Nevada also offers many golf courses, wineries and local events.

In Arizona, Phoenix and thesurrounding urban areaoffer both cultural activities and access to the great outdoors. Phoenix also has several major sports teams, a thriving restaurant and bar scene, museums, galleries and everything you would expect from the United States' most populous capital. The state's second-largest city, Tucson is surrounded by mountains and offers plenty of outdoor opportunities and city attractions. Arizona is also one of the best states in the country forGolfer, with over 300 courses.

Active adult communities

Arizona and Nevada are similar in terms of area, being the sixth and seventh largest states in the United States, respectively. However, Arizona has a population of over 7 million compared to Nevada's roughly 3 million. This means there is a far greater variety of active adult communities to choose from in Arizona.

Arizona hatsun city, the first planned 55+ community in the US. It has over 27,000Housesand plentifulamenities, including 11 golf courses, 19 shopping districts and even its own hospital.

In contrast, the largest community is in NevadaSun City Summerlinin Las Vegas with nearly 7,800Housesand his fair share ofamenities, as do several clubhouses, rec rooms, golf courses, and a 312-seat theater.

Is Arizona or Nevada More Retirement Friendly?

Both states have their advantages, and while there are many similarities, it's important to compare the differences to determine whether Arizona or Nevada is more retirement-friendly for your specific situation. It's your decision!

Approximately 55 places

We're changing the way people 55+ search for their perfect next place. With a national network of hand-picked real estate professionals, plus comprehensive information, unbiased content and insight on the go in thousands of communities across the country, we're a trusted resource to smooth the way from here to home. Whether you're interested in a low-maintenance single-story home, an active lifestyle or age-appropriate community, an intimate enclave, or anything in between, we can help make your next move the best one yet.